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Additionally, clients for this kind of strategy could have extreme lawful or criminal histories. It is necessary to note that various providers provide a variety of issue ages on their guaranteed issue plans as low as age 40 or as high as age 80 - burial insurance coverage. Some will additionally offer higher stated value, as much as $40,000, and others will certainly enable better survivor benefit conditions by boosting the rate of interest with the return of costs or decreasing the variety of years up until a complete survivor benefit is readily available